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IRDA, Fin Ministry seek clarification from insurers and banks
11:02 May 07,2013
IRDA said that it has seen various reports appearing in the media on the alleged violations of the KYC and AML guidelines by some insurance companies.
IRDA asks insurance companies to renew lapsed licenses of agents
09:46 Apr 07,2013
Insurance market regulator has asked the insurers to carry out campaigns to ensure that maximum licenses are renewed. However, IFAs feel that this will not encourage the drop-out agents.
All you wanted to know about colour coding
05:46 Apr 04,2013
SEBI has asked AMCs to colour code all their existing as well as new schemes from July 1, 2013. Let us clearly understand the concept of colour coding.
BSE proposes to keep MF distributorship license at Rs 10000
09:39 Mar 22,2013
Stock exchanges are awaiting SEBI guidelines for empanelling mutual fund distributors.
Insurance broking firms might be able to take advantage of FDI
08:48 Mar 08,2013
The finance ministry has asked DIPP to review the definition of insurance.
Insurers can grant health insurance up to 65 years
09:35 Mar 07,2013
Renewal of health policies cannot be denied on the ground of age.
IRDA caps commission of insurance distributors
09:29 Mar 06,2013
The regulator has revamped traditional policies by adding new changes.
IRDA issues final guidelines on health insurance
07:52 Feb 25,2013
The regulator has standardized 46 terms and excluded 199 items from hospitalization policies.
Insurance companies to issue standard proposal forms
06:47 Feb 19,2013
IRDA chief J Hari Narayan hopeful that parliament would soon pass the bill to hike FDI in insurance to 49%.
AMFI revises code of conduct for MF distributors
02:11 Jan 30,2013
AMFI has expanded the scope of code of conduct for mutual fund distributors in line with the recent regulatory changes made by SEBI
Insurance products to have death benefit and surrender value
10:28 Jan 10,2013
IRDA revises norms for traditional policies.
Traditional life insurance products to get a new look soon
10:28 Dec 27,2012
IRDA is looking to restructure the design of traditional life insurance products.
SEBI cracks down on mis-selling; terms it a fraudulent practice
06:05 Dec 13,2012
Mis-selling of mutual funds will now be punishable
SEBI announces RGESS norms
09:34 Dec 08,2012
The regulator has asked stock exchanges to shortlist shares eligible for Rajiv Gandhi Equity Savings Scheme (RGESS).
IRDA: Standard product guidelines will be released by first week of December
02:06 Nov 19,2012
Product clearance period will decrease to one month from three months.
SEBI's International Advisory Board suggests uniform tax treatment for pension funds
01:41 Nov 06,2012
SEBI and AMCs should have an active partnering role to play in the development and penetration of pension industry in India, suggests International Advisory Board (IAB)
IRDA allows 3 web aggregators to continue their business
07:48 Oct 31,2012
A number of web aggregators have moved out of the industry due to stringent regulations.
IRDA caps the commission structure
10:01 Oct 16,2012
Insurers agree it will curb mis-selling but worried that small distributors may exit
IRDA asks banks to be either act as a broker or agent
02:00 Oct 11,2012
Bancassurance can involve a single relationship with an insurance company or with multiple insurers across states.
38 IFAs face temporary suspension of commissions
01:54 Oct 09,2012
SEBI had asked AMCs to conduct due-diligence for IFAs with excessive portfolio turnover.
IRDA releases exposure draft on general insurance IPO guidelines
08:18 Sep 20,2012
Insurers can’t approach SEBI directly
SEBI asks AMCs to launch direct plans from January 2013
02:15 Sep 14,2012
The regulator has asked AMCs to launch direct plans for existing and new schemes.
MFs see an opportunity in tapping Sahara refund money but challenges abound
09:14 Sep 05,2012
Ravi Samalad speaks to fund house officials and distributors and finds that they are working on a strategy.
Industry welcomes SEBI move to treat mis-selling as ‘fraud’; may prove tough to enforce
09:34 Aug 28,2012
It won’t be easy to prove a case of mis-selling unless transactions are recorded on paper.
Life insurance commissions are rationalized in the second exposure draft, says experts
04:35 Aug 24,2012
Insurers unhappy with the introduction of minimum guaranteed surrender value.
MFs welcome move to allow cash transactions
09:38 Aug 24,2012
R&Ts and AMCs are looking to tighten their processes and control systems to eliminate frauds while dealing with cash
AMCs may not encourage direct investments; say it’s a costly affair
10:06 Aug 22,2012
While distributors are worried over the consequences of a direct plan, AMCs say they do not foresee investors rushing towards direct plans.
SEBI asks AMFI to draft pension product guidelines
10:48 Aug 13,2012
Industry keen to tap the retirement market but currently mutual funds products do not get tax benefits
SEBI exempts PAN for MF investments up to 50,000; experts say this will boost industry
12:50 Aug 09,2012
Investors can now invest up to Rs 50,000 annually in a single mutual fund per year without a permanent account number (PAN).
Risk management is taken more seriously now: Pankaj Sharma
12:48 Aug 08,2012
In this second and concluding part of the interview, Pankaj Sharma, EVP – Head of Business Development and Risk Management at DSP BlackRock Investment Managers shares his thoughts on risks involved in various fund categories.
IRDA mulling special facilities for senior insurance agents
10:16 Aug 07,2012
The regulator released an exposure draft on investment norms.
MyInsuranceClub gets the license for web aggregator
08:40 Jul 17,2012
It is the first web-aggregator to get its license after IRDA made it mandatory for aggregators to follow new guideline announced last November.
Insurers getting ready internally for re-filing of life insurance products
08:22 Jul 08,2012
The companies are looking at re-filing their best-selling products in the first round.
Will the growth of life insurance premium continue during the current fiscal?
06:02 Jun 29,2012
Life insurance business recorded an increase of 1.4 percent in premium for first two months of the current fiscal
RBI allows QFIs to invest in Infrastructure funds, slashes lock-in period to one year
10:47 Jun 27,2012
The central bank has also raised FII investment in government securities with immediate effect by $5 billion to $20 billion.
IRDA wants insurers to re-file existing products, firms worried about their business prospects
10:50 Jun 23,2012
The regulator has directed all insurers to be ready to re-file their existing products according to its new product design guidelines. All products filed under earlier norms will have to be withdrawn by 1st October.
SEBI to bring in distributor regulation soon; will support SRO formation
01:40 Jun 21,2012
Speaking at the CII Mutual Fund Summit 2012, UK Sinha said that the market regulator is in touch with various regulators for formulating fresh guidelines; SEBI is also ready to provide capital for an SRO
‘Allottee’ agents to adopt orphaned policies
12:24 Jun 19,2012
Regulator puts in place new guidelines for servicing orphan policies.
Insurers less than 5 years old will be unable to launch super agency model
06:41 Jun 19,2012
According to the draft norms suggested by IRDA, only agents with 5 years’ experience in the life insurance industry will be able to form a super agency.
IRDA wants agents to adopt super agency model, but advisors toe a cautious line
04:58 Jun 12,2012
The regulator had earlier suggested that the super agency model might help curb exit of agents and improve insurance penetration. But can such a model really take off? Cafemutual finds out.
NISM revises CPE norms, hikes exam fees
06:29 Jun 04,2012
The National Institute of Securities Markets (NISM) has hiked the Continuing Professional Education (CPE) course fee more than two-fold, effective 1st June 2012.
IRDA to allow the super agency model to help the industry retain agents
07:12 May 21,2012
The regulator wants to take steps to control the exodus of agents from the industry.
IRDA clamps down on products with highest NAV guarantee
05:41 May 14,2012
Also, in order to ensure adequate cover, the regulator has ordered that death benefits should be linked to premiums paid.
Indiabulls Mutual Fund files offer document for Indiabulls MIP Gold Plus
02:45 Apr 24,2012
This open-ended income scheme will invest in fixed income securities, gold ETFs, equity and equity related securities.
FM wants to take insurance to semi-urban area through a new distribution channel
10:51 Apr 05,2012
In his address to the IRDA board of directors, the Finance Minister had plenty of advice for the regulator and industry to grow the business.
IRDA demands IT upgrades from insurers using bancassurance
10:09 Mar 22,2012
The authority has modified some guidelines of reporting the business generated through bancassurance channel. Insurers have to abide by them from March 31, 2012.
The budget is anti-inflationary and seems more realistic: Sandesh Kirkire
05:47 Mar 20,2012
Sandesh Kirkire, CEO, Kotak Mutual Fund says that the future direction for both the equity and the debt market would be driven by a combination of domestic factors like corporate performance and government finances, and global factors affecting the liquidity.
IDFC files an offer document for its Infrastructure Debt Fund
05:01 Mar 14,2012
IDFC is the first to file an offer document for Infrastructure Debt Fund
Budget expectations from MF officials
03:28 Mar 14,2012
Arindam Ghosh, CEO, Mirae Asset Global Investments says that the budget should grant equity status to international funds with over 65% exposure outside India. This according to him will be a definitive step to persuade Indian investors to take exposure to other financial markets through the mutual fund route.
SEBI revises guidelines on debt valuation policy and advertising code
07:00 Feb 23,2012
Industry experts say that the new guidelines on valuations are aimed at protecting small investors and the rules will make debt markets more efficient.
HIV/AIDS patients can also insure their lives
12:00 Feb 04,2012
Life and general insurers have to provide insurance to HIV/AIDS patients under health insurance policies.
IRDA stresses on need-based selling
11:36 Feb 03,2012
As a step to curb mis-selling of insurance policies, IRDA proposes a ‘Prospect Product Mix’ tool for the industry.
SEBI relaxes MF advertising code, raises PMS limit to 25 lakh
11:39 Jan 30,2012
The regulator has announced a few changes that impact the mutual fund, insurance and PMS industry.
Dhawal Dalal: Time to invest?
02:18 Jan 27,2012
Govt Bond prices rallied sharply after the Reserve Bank of India cut the Cash Reserve Ratio from 6% to 5.50%, effective January 28, 2012, thereby releasing around Rs. 32,000 crore in systemic liquidity.
New KYC rule onerous and cumbersome, complain distributors
01:57 Jan 19,2012
Distributors concerned about potential liabilities arising out of conducting in-person verification (IPV) of new investors.
Insurance web aggregators find new IRDA regulations harsh
10:35 Jan 05,2012
Web aggregators are exploring new business model that will be viable in the light of the new guidelines that come into effect from next month.
SEBI appoints CVL as KYC Registration Agency
12:33 Jan 02,2012
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SEBI may relax advertisement rule for mutual funds
11:25 Dec 30,2011
The new advertisement guidelines have made mutual fund ads cluttered and consume more space which increases AMC costs.
AMCs seek clarity from SEBI for participating in repos of corporate debt securities
06:27 Dec 12,2011
Fund houses are seeking clarity on the accounting treatment from SEBI
SEBI floats guidelines to set up KYC entities
01:25 Dec 05,2011
Allows wholly owned subsidiaries of stock exchanges, depository or SRO having net worth of Rs. 25 crore to become KYC Registration Agencies
Four Life Insurance companies eligible to tap the capital market
12:00 Dec 03,2011
IRDA has announced the detailed final guidelines for IPO for life insurance players
CBDT asks AMCs to cough up tax on PTCs
09:38 Dec 02,2011
The AMC may have to cough up income tax for investments made in pass through certificate (PTC) in 2008-09
IRDA issues draft guidelines for bancassurance
11:36 Nov 25,2011
According to IRDA’s draft guidelines, banks will be able to tie-up with multiple insurance companies (life, non-life and health) across the country
Who will give the highest guaranteed returns?
09:38 Nov 11,2011
Tough competition could take place among insurers after IRDA relaxes minimum guaranteed returns for ULIPs
Wealthforum submits its views on the concept paper to SEBI
03:14 Nov 01,2011
Here is the note given by the popular advisors forum to SEBI on the regulation of distributors
Due diligence for 549 big distributors to start by December end
02:57 Nov 01,2011
SEBI asks for status check on due diligence of large distributors from AMCs
Health insurance portability to be implemented from today
01:51 Oct 03,2011
Health insurance portability to be implemented from today
Health Insurance Portability will not have a major impact on general insurance business
05:14 Sep 14,2011
Most of the policy holders would not instantly utilize portability introduced by IRDA as it involves a tedious process and gives less benefit in return
Reliance Life plans to hire 1 lakh new advisors this year
10:09 Sep 07,2011
Malay Ghosh, Executive Director and President, Reliance Life Insurance Company Ltd talks about the changes in the life insurance sector and predicts that the industry will grow by 10-15% this year
Implementing due diligence process a tough task for AMCs
09:04 Aug 23,2011
Fund houses will try to put in place systems to institutionalize the process; compliance cost for AMCs is likely to escalate
AMCs and distributors awaiting clarity on ‘big distributors’ regulation
06:50 Jul 29,2011
AMCs and distributors are anxious to know the details on the new regulation relating to ‘big distributors’ regulation
No transfer of trail if IFAs shift assets to online distribution platforms, AMFI decides
12:20 Jul 13,2011
AMFI in its board meeting held on Tuesday has decided to keep the existing trail commission guidelines unchanged
Portability schemes will restrict coverage only to the limit of pre-existing health insurance
05:16 Jun 24,2011
Consumers won’t be able to take the advantage of higher coverage if they change their insurers under portability
Insurers having 10 years of experience will be allowed for listing, says IRDA
03:11 Jun 23,2011
So far, among the 24 players, only ICICI Prudential life, HDFC Standard Life and SBI Life fulfill the criteria
General insurers unhappy with certain IRDA merger norms
01:25 Jun 09,2011
IRDA announces merger and acquisition norms for general insurance players; insurance miffed with certain norms and demand more clarity
A spate of new product launches by life insurance companies
09:33 Jun 02,2011
In spite of a decline in investors’ interest towards multiple premium policies, insurers are launching new products
Fund officials allege distributors flouting ARN guideline
04:49 Jun 02,2011
AMFI has asked national distributors and banks advising mutual funds to furnish employee registration status to make sure that they comply with AMFI ARN registration rule
Deutsche AMC denies any violation of MF norms
06:01 Apr 25,2011
Deutsche AMC maintains that their schemes meet SEBI as well as their own stringent internal guidelines
IPO guidelines for life insurers by month end: IRDA
09:32 Apr 12,2011
IRDA is likely to come out with IPO guidelines for life insurance companies by the end of this month
No variable insurance product to be sold over distance marketing mode, says IRDA
06:34 Apr 06,2011
IRDA today issued guidelines on distance marketing of insurance products that come into effect from 1st October, 2011
SEBI asks AMCs to implement sales guidelines for national distributors
05:44 Mar 24,2011
IFAs not likely to be a part of this compliance process
Distributors want to embed commission structure in application forms
09:30 Mar 21,2011
Charging fee from investors continues to be a hotly debated issue. An interesting format was discussed at an IFA Galaxy meet in Trichy
‘It’s important to get long term investors rather than just putting the money across and buying assets’
09:36 Mar 18,2011
Ashu Suyash, Managing Director & Country Head, Fidelity MF says that the FMPs may not sustain the growth rate once DTC kicks in
Nomination must from April 1
09:31 Feb 15,2011
Mutual funds have to ensure all investors register their nominations with them. This is part of the AMFI best practices guidelines for mutual funds and RTAs
IRDA asks for lesser policy lapses
10:07 Feb 15,2011
Life insurance agents will have to ensure that at least 50 per cent of their clients do not default on premium payment from 2011-12
Health cover portability cleared
10:19 Feb 11,2011
Insurance regulator development authority (IRDA) on Thursday gave its go ahead to introduce health insurance portability from 1st July 2011
SEBI now wants norms for distributors
07:12 Feb 07,2011
SEBI's Vaidyanathan says the regulator wants mutual funds to create a framework for empanelling distributors
Stiff norms for intermediaries
08:41 Jan 19,2011
The market regulator has invited feedback on outsourcing activities relating to intermediaries by 05 February 2011
MFs to track investments by politicians
05:42 Dec 14,2010
MFs to start monitoring investments by politicians and their close associates from January 1, 2011
Cash in liquid funds up to 40%
06:33 Dec 10,2010
MFs hold as high as 40% in cash in liquid schemes to manage volatile flows from banks
SEBI wants AMCs to clarify transferability clause
05:18 Sep 10,2010
Mutual fund units held in dematerialised form are now freely transferable, finds team Cafemutual. Read to know more
‘AMC’s risk management team should have teeth’ says Pankaj Sharma, DSP BlackRock Investment Managers
10:18 Aug 07,2012
Pankaj Sharma, Executive Vice President - Head of Business Development & Risk Management at DSP BlackRock Investment Managers provides an insightful perspective on the risk management practices.
Pune Investment Advisors Association grows to 105 members in 10 months
10:21 May 30,2012
Bhushan Mahajan, the man behind Pune Investment Advisors Association, talks to Cafemutual on how his group is trying to educate investors in Pune about fee-based financial planning.
‘Our focus has been on penetrating the untapped geographies’ (Part 1)
02:10 Feb 27,2012
Akshay Gupta, MD & CEO of Peerless Mutual Fund, says that the distributors can be winners if they sell solution-based products.
Insurance industry targets annual growth of 20 to 22%
05:49 Apr 13,2011
A number of changes are required to accelerate the industry growth, according to a study by BCG and FICCI
Asset Allocation
06:11 Dec 12,2010
Find out how asset allocation can help determine the success of your clients
Distributors to benefit from regulation
02:58 Nov 26,2010
V Ramesh, Deputy CEO of AMFI, has a word of cheer for distributors
 
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