Under the National Pension System (NPS), institutions such as banks play the role of distributors or points of presence (PoP) as the NPS architecture calls them. A PoP is simply a point of sales that allows you to open an NPS account and then services the account by accepting contributions or helping you switch funds. Retirement advisers, on the other hand, are entrusted to advise you. They work in a fiduciary capacity, apart from assisting you with services under NPS.
Read on to understand in detail the qualifications of retirement advisers and their role.