Employees have very low awareness about the benefits offered under the group health scheme of their organisations, a recent ICICI Lombard survey says. A survey on trends in employee benefits programmes for 2015 found only 19 per cent were aware of all benefits provided by the health insurance scheme.
The survey said only eight per cent of the employees found the existing sum insured adequate against the perception of 45 per cent employers. Further, it said eight per cent employees were not aware of any one of the benefits in the group health insurance policy. It added only 21 per cent of the respondents know only one of the benefits and services, while only 38 per cent knew about the sub-limits which increase out-of-pocket payments for the insured.
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