News From Press Insurance queries answered by Munish Sharda, Future General Life Insurance

Insurance queries answered by Munish Sharda, Future General Life Insurance

Source: Economic Times Oct 22, 2016

I am 27 and wish to buy a term insurance for a cover of Rs 1 crore from a company that is in the process of merging. Will the company honour my claim post-merger without bias? Should I go with critical rider, accidental rider and waiver of premium as a rider or separate standalone policy?
The merger will not have any impact on policyholders as, in such a situation, the policyholders' interest is adequately protected by the prevailing regulations.

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1 Comment

Amit · 6 years ago `

I have a 5 lac LIC Jeevan Saral (plan 165) policy which I have taken in 2009 with 25 years premium payment term. I am paying 24000 yearly premium, since last 8.5 years. I am now unable to bear the premiums and want to stop paying it. How much will I lose if I surrender the policy now or make it as paid up, does it make sense to continue paying premiums? At this stage, will I gain more if I were to still surrender/paid up the policy and invest in MF SIP for example. I really want my money to work for me.

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