News From Press Interest rates are falling: Retirees need to lock into higher rates now

Interest rates are falling: Retirees need to lock into higher rates now

Use the gap between the fall in 10-year yield and fall in yields of other products to lock into higher rates.

Economic Times Jul 29, 2019

Interest rates move in a cyclical manner. The yield to maturity on 10-year government bonds has come down by around 150 bps over the past year. It fell 100 bps, or one percentage point, in the past three months. Like the 10-year yield, other rates in the system also move in cycles. However, they move with a time lag, creating a short-term opportunity for investors.

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1 Comment

Prashant · 5 years ago `

Why should interest rates fall in the first place especially for retired people? The situation on the ground is very bad. There are defaults in debt and since the rates are low people who should not invest in equity are investing in equities and taking unnecessary risk because of media bombarding on returns and inflation adjusted returns and so on. Government doesn't give any social security for them. It is government's duty to take care of their citizens and by cutting rates they are doing a gross injustice and disservice to senior citizens of our country who have built our country.

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