ETMutualFunds.com asks mutual fund advisors and financial planners every week for a list of frequently asked queries by their clients. Often, these questions would be very topical, something that may be worrying many regular investors. The idea is to present the questions and the response to them for the benefit of our readers. This week we talked to Santosh Joseph, a financial planner based in Bengaluru, to find out what are the common queries his clients are asking him these days. Read on. ..