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  • Guest Column My coronavirus musings

    My coronavirus musings

    Here are five key lessons that I learnt from my coronavirus experience. I hope these learnings will help covid patients keep themselves motivated.
    Nishant Patnaik Apr 13, 2021

    On March 15, 2021, I woke up with a mild fever. Since one of my colleagues had tested positive for coronavirus recently, I immediately got myself tested.

    I tested negative in both the antigen and RTPCR test. However, my health condition deteriorated very fast. I developed symptoms like shortness of breath, severe coughing, chest pain and fever. In fact, I fainted quite often during those days. My doctor advised to undergo blood test to see if I was suffering from malaria, typhoid or jaundice. The tests did not reveal anything except some infection; the doctor concluded that I was suffering from a stomach infection.

    Over the next few days, I fainted at least thrice a day and faced difficulty in breathing. The doctor again advised to undergo chest CT Scan. The report suggested that my lungs were just 35% operational and I was suffering from severe pneumonia due to coronavirus.

    I immediately rushed to hospital where my colleague Anita Sutrave had secured a bed for me. Since my condition was very critical, I was put in ventilator for 5 days. Later, I shifted to semi-ICU and then ward. I was on oxygen for 17 days. After 19 days, I recovered completely and came back home.

    In this article, I would like to share five key learnings that kept me motivated. I hope sharing these lessons would help covid patients to deal with difficult times.

    Discuss finance at home: I experienced afterlife when I was under ventilator. And one thing that kept me worried was the thought that what would happen to my spouse if anything were to happen to me. She did not know anything about my investments, insurance and liabilities. We never discuss finance at home. When I was shifted to semi-ICU after five days, I sent an email to my spouse sharing details of insurance and investments.  Had I not been shifted to semi-ICU, I could have never sent that mail.

    Have an MFD: One thing that kept me motivated during the ventilator days was having a mutual fund distributor. Thankfully, my wife knew my distributor; this gave me great confidence that If anything were to happen to me, he was there to help. Having a financial advisor or a distributor gives you comfort especially when the going is tough.

    Keep the faith: God gives you strength and hope to deal with difficult situations. Keeping faith in God makes you feel that everything will be fine. I am thankful to my family members and friends who prayed for me.

    Hope for the best: You can’t stop thinking. And most of time, you have negative thoughts like what would happen to my family if anything happens to me. However, try not to focus on these things. Focus on positivity by thinking about things you would do once you recover. It could be anything like hugging your spouse or children, eating your favourite dish with family and so on. These thoughts keep you motivated.

    Don’t sweat about work: While you miss your work, it is better not to focus on it. Don’t carry the burden of work and focus on things like holidays, meeting friends and family.

    Nishant Patnaik is Associate Editor at Cafemutual. The views expressed in this article are solely of the author and do not necessarily reflect the views of Cafemutual.

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    13 Comments
    vipin kumar harjai · 3 years ago `
    first of all i pray god that this virus go away asap.secondly it was a great learning from your experience
    Rajesh Badrinarayanji Sharma · 3 years ago `
    Rightly said Sirji ...

    Much more things are waiting apart from finance and work ... Spending time with loved ones is greatest achievement in life ... Which is missed by most ...
    Thanks for sharing your experience ...
    Lalit Kothawade · 3 years ago `
    Happy recovery Nishant! Thanks for the article
    prashant · 3 years ago `
    Hope you will recover completely. You rightly pointed out ash having an advisor is essential to achieve financial security.
    pandharinath prabhurajivadekar · 3 years ago `
    Happy recovered. The most important to have is positive thoughts . which we lack. all the best and expect to get many more articles from you
    Shifali Satsangee · 3 years ago `
    Wishing you a speedy recovery, Nishant..
    Bhupender Singh · 3 years ago `
    Well said Nishant- discussing personal finance with your spouse or with younger children would definitely mitigate their problems in your absence. And an advisor or a friend who understand your financials is very helpful during such circumstances. One of my investor who got corona called up me while visiting to hospital for the details of his medical and term plan. It was only after I provided the policy details to hospital they admitted him. Good to hear that you have fully recovered and sharing your experiences. All the best!
    Zeal Doshi · 3 years ago `
    Hello Nishant Sir,

    It was indeed a helpful article. People often neglect the value of MFD or advisor and chose to invest in Direct MF platforms. People often forget the human touch which is available when u plan your finances with the help of an advisor
    SANDEEP DAS · 3 years ago `
    A simple logic I wanted to post that if in mutual funds the direct plan is exists having less expense and directly one can invest in. Now if I relate this to election, the candidates should also only available / approach through direct contact. this will save much of the money / expenses.
    Anilkumar Baburao Wale · 3 years ago `
    Great Nishantji ! Your positive attitude, actions and thoughts are very important. Looking forward to your continued updates.
    Dilip Shenoy · 3 years ago `
    Thank you for sharing this. Glad to know you are doing fine now. We all need this dose (vaccine) of positivity in such a grave environment. And yes we somehow miss out basic steps when it comes to managing our finances.
    chandra · 3 years ago `
    well written & very informative....thanks God you recovered fully..remain healthy to write more insightful article & interviews expected from you
    Nishant Patnaik · 3 years ago `
    Thank you so much for such encouraging comments. Request all readers to stay safe and healthy.
    Last updated 3 years ago
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