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AMFI data shows that 22% of the total SIP AUM has been invested for over 5 years. Of the total SIP AUM of Rs.5.51 lakh crore, Rs.1.18 lakh crore has been around for over 5 years as on June 2022.
In June 2021, 19% or Rs. 92,707 crore of the total SIP AUM of Rs. 4.84 lakh crore remained invested for over 5 years.
Likewise, the proportion of assets held for more than 4 but less than 5 years increased from 8% (Rs. 40,642 crore) as on Jun 2021 to 10% (Rs. 57,728 crore) in Jun 2022.
This shows an improvement in investors’ long term commitment to mutual funds over the last year.
Notably, Nifty 50 marginally went up by 0.64% and BSE Sensex moved 1.34% in one year.
T30 and B30
As on June 22, 66% or Rs. 3.63 lakh crore of total SIP AUM was from T-30 cities. B-30 cities contributed the remaining 34% or Rs. 1.88 lakh crore. 22% and 21% of T-30 and B-30 assets respectively were held for more than 5 years.
Here is a pictorial depiction of SIP AUM from T-30 and B-30 cities.
Regular and direct plans
Of the total SIP AUM of Rs. 5.51 lakh crore, distributors contributed 84% or Rs. 4.64 lakh crore and direct plans formed 16% or Rs. 87,689 crore. 23% of regular assets or Rs. 1.09 lakh crore were held for more than 5 years while only 11% or Rs. 9,909 crore of direct assets stayed invested for a similar time.
Here is a pictorial depiction of SIP AUM from regular and direct plans.
