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An analysis of AMFI AUM data reveals that 76% of the total individual MF assets is in regular plans.
The data shows that of the total individual MF assets of Rs.28 lakh crore, Rs.21 lakh crore has come from regular plans.
Individual investor assets include investments by retail investors and HNIs.
B30 and T30
Individual assets are primarily distributor driven with regular plans assets dominating over direct due to the convenience offered by MFDs.
While T30 cities contribute 55% of the regular assets, B30 contributes 21%.
Direct plans account for 24% of the total individual assets. Let’s look at the table showing total % of assets from B30 and T30
|
|
Total direct % assets |
Total regular %assets |
|
B30 |
5% |
21% |
|
T30 |
19% |
55% |
|
Total |
24% |
76% |
Scheme wise
The total assets of individual investors have grown by 24% compared to last year. Notably, investments of individual investors have increased by 26% in equity schemes and 28% in index funds/FoFs.
Look at the table showing individual asset composition (in crore)
|
Individual- Investor Asset Composition (crores) |
|||||
|
Year |
Equity |
Debt |
Liquid/Money market |
ETFs/FoFs |
Total |
|
Sep-23 |
22,95,310 |
3,64,153 |
89,668 |
61,170 |
28,10,310 |
|
Sep-22 |
18,17,740 |
3,20,587 |
89,436 |
47,679 |
22,75,442 |
