Individual investors hold 45% or Rs. 6.13 lakh crore of the total Rs. 13.54 lakh crore AUM of the industry as on January 2016, shows the latest AMFI data.
Individual investors include HNIs who invest Rs. 5 lakhs or above. They have mostly invested in equity funds. AMFI data shows that 83% of equity assets is held by individual investors.
Composition of individual investors holding as on Jan 2016
However, individual investors overall share in the industry has not seen any growth in the last two years. As on December 2014, individual investors AUM share in the industry stood at 46% which has come down slightly to 45.3% in January 2016.
Institutional investors
Of the Rs. 13.54 lakh crore total AUM of the industry, the remaining 55% AUM is held by institutions, banks and FIIs. Institutional investors have mainly invested in liquid and money market schemes (93%), debt oriented schemes (61%) and ETF’s and FOFs (73%).
Composition of institutional investors holding as on Jan 2016
Growth in assets
AMFI data shows that the AUM of institutional investors has grown faster as compared to individual investors. Institutional assets have grown by 18.3% from Rs. 6.26 lakh crore in January 2015 to Rs. 7.41 lakh crore in January 2016. On the other hand, retail assets have grown by 14% from Rs. 5.37 lakh crore to Rs. 6.13 lakh crore during the same period.
