I have a belief: don't choose a mutual fund on the basis of past return; choose it on the basis of proven management, effective business and a good outlook. The market has reached maturity level for most part, where governance gets a premium. Small pockets of the market, especially penny and low floating stocks, is driven by momentum.
It is important that investors begin to measure the long-term potential cost of their short-term investments. It is the long-term view on earnings, ..