In past rallies, Vishal Upadhyay, an entrepreneur, used to wait for the markets to fall to start a systematic investment plan (SIP). This is how he made reasonable money in the past. The basic SIP logic of garnering more mutual fund (MF) units for the same investment amount when markets are low worked wonders for him. This time, after waiting for quite a while for a proper entry point (read sharp correction), he started three SIPs, one in a large-cap fund and other two in mid-cap schemes.