Mumbai-based Anupriya and Nishith Jardosh have both decided to pursue their own areas of interest for a living after spending a few years working for consulting firms. Around 2010, Nishith decided to quit his job to start his own business. A few years later, just before their marriage, Anupriya too decided to quit her job to pursue screen writing. This was a significant move for both of them as it brought into picture financial uncertainty of not having a salary at the end of each month.
A fresh start
When Nishith decided to start his own business, he felt he needed professional advice on managing money. That is when he met Resha Haria, an investment adviser registered with the Securities and Exchange Board of India (Sebi). He already had some investments and had to utilise some of his savings to start his business. “As I was starting my business from my savings, she (Resha) advised me to keep investments completely separate from the business, and touch that money only if extremely necessary,” he said.