Home insurance is as important as health insurance and it needs to be given the attention it deserves. But, more often than not, many people simply ignore this crucial insurance to their own detriment, so when disasters strike, they are left to fend for themselves.
However, due to better awareness, of late more and more people are insuring their homes and hearths from natural calamities and man-made disasters. The only issue is whether the insurance cover they buy is adequate enough to take care of their needs when their home is damaged due to a natural disaster or burgled by a gang of thieves. So how does one decide whether or not the home insurance bought by a person is adequate or insufficient?
