Suhail Gupta and Reinee Ghosh had an idea about what they wanted from their money, but they didn’t have a figure put against their goals. Now they have that too, thanks to their financial plan. The need for it emerged a few months back when they wanted their finances to be better organised. After an internet search, they narrowed down to a financial planner after reading reviews and meeting him. “He (Amit Kukreja: the couple’s planner now) understood our perspective. In fact, among the first things he said was that the luxury of having money is that you don’t work for money, but for your passion,” said Reinee. And this was what the Delhi-based couple is aiming for.
What also drove them to seek independent professional advice was their experience with the banks. “I feel most of it is commission-driven product push,” said Reinee.
Priorities
The couple’s top three goals were: taking care of their children’s education (daughter Ayesha is 12 years old and son Yohan is 9), retirement planning for themselves, and being able “to step back.”