News From Press Home insurance policy reinstatement: Here is what can happen if your home is destroyed by fire, earthquake

Home insurance policy reinstatement: Here is what can happen if your home is destroyed by fire, earthquake

Source: The Financial Express Nov 27, 2017

Does a home insurance cover pay money for rebuilding the house in case it is damaged by an earthquake or fire?

It is imperative to be thorough with the policy wordings and have complete clarity on what is covered in your home insurance policy. Ideally, the sum insured chosen should be taken on the basis of the reinstatement (rebuilding) value, which covers the cost of reconstruction and the renovation of your house.

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