A comprehensive car insurance policy to insure your car against damage and theft apart is a must buy—apart from the mandatory third-party cover. The own-damage portion of the policy covers damage to vehicle and theft. However, the process of filing claims for theft and damage are slightly different. Read on to understand the two processes.
Accident claim
Regardless of the type of insurance policy you have—health, life or assets—the first thing to do when initiating a claim process is to be prompt. So, if your vehicle meets an accident, call your insurer to inform. A delay can cause problems as the insurer would enquire about your reasons for the delay. However, keep in mind that a genuine claim cannot be denied on grounds of delay alone.
