I am 32, currently working in Australia on a long-term contract. I have married an Australian citizen. Can I and my family (including my Australian wife) buy life insurance in India? If my children are born in Australia, will I be allowed to buy life insurance for them in India as well?
—Shamsher Tiwari
Yes, you can. You do not have to be an Indian citizen to buy life insurance in India. You should plan to buy the policy when you are in the country next. This will aid you in completing the issuance process smoothly. Typically, you would be required to go through a medical underwriting process for which you have to be physically present. Your wife and children can also buy insurance from India in the manner described above.
