Saving is a good habit, but savings by themselves may not be good enough. Gurgaon-based HR professionals Himanshi Kaushik and Rishi Nath Bhagirath realised this. “Earlier, when we used to get our salary, we would just spend it. So, the ‘saving’ was simply what was left at the end of the month. And that too went into very traditional instruments like fixed deposits,” said Himanshi. They would hear colleagues and friends talk of their investments in instruments like mutual funds through systematic investment plans (SIPs). “We thought maybe we should also do something like that, but were not sure of what to do,” she said.
75 years to reach per capita income of $2730, will take only 5 years to add another $2000, FM Sitharaman
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