Bhavani and Kumar were aiming for financial independence. But they didn’t know at what amount that will be, and when. Also, they had not considered the risks that could derail their plans. “I was always interested in finance. I knew about investments, but not risks. Also, we didn’t know how much risk we could take, how much had to be invested, and where,” said Kumar. He came to know of a group on Facebook, which he signed up with. The group had organised an offline presentation with a few fee-only planners. Kumar attended this event, where he met Piyush Khatri, who later became the couple’s financial planner.
Bhavani was busy taking care of their now 6-month-old baby boy, Bhanu Advith, so she was not able to go for the initial meetings with their planner. “Also, I was not that interested,” she said. But their planner insisted that she be fully involved as the decisions will have to be taken together and would affect the whole family. So Bhavani participated in these meetings through video calls.
