A new financial year is on the horizon. And although Mint Money recommends periodic review of your portfolio, the start of a new year is generally a good time to do a clean-up. And when equity markets have also gone up sharply (28% rise in 2017), it’s always a good idea to take stock of your portfolio and do some hygiene checks, like checking if your allocation has tilted too heavily towards equities. But that’s not the only thing you should check. Here are a few more things to look at.
Assess your asset allocation
Everyone’s talking about mutual funds these days and fund houses too have been saying that inflows have gone up. But take a look at the inflows. In April 2016, fund houses got Rs3,122 crore through systematic investment plans (SIPs). By April 2017, investors were investing close to Rs4,300 crore through SIPs and in January 2018, they had invested Rs6,644 crore.
