TransUnion Cibil, one of the four credit bureaus in India, recently came out with a subscription model where customers can access their credit history and report every day. The bureau is offering the subscription for periods of 1 month, 6 months and 1 year for Rs550, Rs800 and Rs1,200, respectively.
While other credit bureaus have also had similar subscription-based products in the past, at present no other bureau offers daily access to updated credit reports as part of a subscription.
What you get
All credit bureaus provide one full credit report at a time, for a fee. Some bureaus show it through an account on their own website while some also send a PDF copy of the report to your email. Even if you check the report in your account on the bureau’s website, you are shown the same report till you pay the fee to get an updated version.
