Many people avoid taking a health insurance as they don’t like to spend on products they never hope to use.
As per a joint report by FICCI and KPMG, titled ‘heath savings account in India’, only 27% of Indians have health insurance cover. This figure is abnormally low.In the present day scenario, health insurance policy has become inevitable. In the backdrop of rising lifestyle diseases due to lack of exercise, erratic eating habits, increase in stress levels and poor sleep patterns, people are prone to illness. People should also not ignore nature of their job; whether it’s a hazardous profession or not; as it has health effects.
