I bought my health plan 5 years ago, and have not made any claim. I have been suffering from diabetes for 2 years. Can I port to another insurer?
—Chandan Tripathi
You can port your plan to another insurer. A few insurers would be consider a diabetes case, provided the ailment is managed well. Check with an advisor about the underwriting outlook of various insurers. It will help you manage portability effectively and avoid rejection. Make sure you have clear acceptance from the new insurer before you lapse your original health insurance. Type 2 and gestational diabetes are routinely covered. Type 1 diabetes, that is insulin-dependent, is much more difficult to insure.
