When Inderdeep Kaur and Ishkaran Singh moved to Bengaluru from Pune in January 2016, they were in a dilemma—to buy a house in the new city, or rent. Different people told them different things; some said buy, some said why bother. All the answers were based on personal experiences or perceptions and not data. The couple was not convinced, and decided to approach a financial planner whom one of their friends was consulting.
When they went to Piyush Khatri, founder, Sahastha Financial Consultants, with the question of whether to buy or rent, instead of giving an answer he asked them what their goals were. This question led to many more, and Inderdeep and Ishkaran found more answers than the one they were looking for.