Our aspirations today are expanding at the same length as our problems. We feel inspired to go to great lengths to achieve our aspirations. The latest mobile phones, travelling abroad, the biggest cars to having a big fat wedding; we want it all. We can delay other experiences but, one can not postpone this one mega event in one’s life. Life gives only one opportunity to meet this aspiration. It is better to remain financially prepared for this event in order to avoid any disappointment.
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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