We truly wish for a life without regrets. But we all have our share of decisions we made that we aren’t exactly proud of. We feel sad about that job offer we did not accept; we repent the unbridled spending in the early earning years; we suffer a sense of anxiety at not having saved enough; we seethe in rage thinking about the loan we guaranteed and ended up paying. Such emotions of loss, sorrow and anxiety are not healthy. But what can we do about the mistakes of the past?
I have Rs 12 lakh in surplus. Should I prepay my home loan or invest for monthly income of Rs 25-30k?
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