The journey towards your financial goals typically includes equity as well as debt mutual fund (MF) schemes. However, a survey by Cafemutual, an independent forum of MF professionals, has found that a majority of independent individual distributors don’t readily recommend debt funds. In the case of 57% of such distributors, just 6-25% of sales happen in debt funds. But aren’t debt funds an integral part of your asset allocation? We’ll get to it later.
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