On 27 August, the insurance regulator issued a circular removing 10 ailments and medical procedures from the list of non-payable items under a health insurance policy. These include medical procedures and ailments like dental treatments that do not require hospitalisation, hormone replacement therapy, treatment for infertility, obesity, treatment of HIV and AIDS, aesthetic surgery and stem cell implantation or surgery. In an effort to standardise the list of non-payable items in health insurance, the regulator in 2016 had made a list of around 199 non-payable items. Insurers were given flexibility to include or exclude these items.
