The Insurance Regulatory and Development Authority of India (IRDAI), which had directed insurers to ensure that claims on existing health policies are not rejected based on exclusions for genetic disorders, has put that direction on hold.
In effect, this means it is not mandatory for insurers to provide cover for genetic disorders in health policies, at least for the time being.
The move comes after the Supreme Court last week partially stayed an earlier Delhi High Court order which had said that the exclusion of genetic disorders from health policies was unconstitutional.
