A huge proportion of salary earners see their monthly pay being credited into their accounts and then immediately decimated by automatic EMI withdrawals. The beginning of the festive shopping season leading up to Diwali is a good time to think of this problem simply because this is the time of the year the lure of buying things is at its peak.
Offline and online, the ‘festive offers’ have already started appearing. It’s now incredibly easy to borrow through an EMI scheme. Once upon a t ..
