When the stock markets are volatile, you always hear conflicting views. Optimists will prod you to be a smart investor and buy when there is blood on the Street. Pessimists will announce the end of the world and ask you to take what is on the table and flee.
Investing is that kind of activity. Much as we love to control how our money will behave, there will be unexpected twists and turns. It is easier to discuss risk and how it is an important part of investing, when the going is good. ..