A committee set up by the Insurance Regulatory and Development Authority of India (IRDAI), the insurance regulator, to standardise exclusions in health insurance policies, is likely to submit its report in the next two months, recommending that health policies should also be available to people with long-standing, non-curable but manageable diseases.
Sources close to the development said that persons with diseases, including haemophilia, certain auto-immune diseases, cardiac problems and diabetes, may now find it easier to get health cover.