I am 27 years old and earn up to ₹8 lakh a year. How much should I start investing in mutual funds if I am able to save more than 50% of my salary? Could you please suggest some low-risk funds?
—Pragna Gupta
The general thumb rule for how much a salaried person should invest regularly is that they should invest about a fourth to a third (25-35%) of their income. If you can save and invest more than that, that’s great. However, you should do two things in this regard.