Protection of car, bike or scooter through insurance is mandated by the Motor Vehicles Act, 1988. According to the law, all vehicles on the Indian roads should be covered with an effective and sufficient motor insurance policy.
In India, you can easily get a wide range of motor insurance options. However, if you want to make your policy really effective, you need to take add-ons apart from getting a comprehensive policy. For example, one of the add-ons could be a personal accident option that covers the unfortunate event of a vehicle owner's death or disability due to the vehicle's accident.
