While having your house is prudent at the time of retirement, what’s more critical is having adequate funds that can be accessed systematically throughout your retired life for your expenses. Did you know that at an average rate of 6% inflation eating away your money, just after 12 years of retirement your corpus, if left uninvested, will be worth only half its value, and you may have at least 20-30 years of expenses to cater for after retirement.