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News From Press Should you invest in a long-term insurance product that gives guaranteed returns?

Should you invest in a long-term insurance product that gives guaranteed returns?

Source: Livemint Nov 15, 2018

The latest life insurance product by Tata AIA Life Insurance Co. Ltd, called the Tata AIA Life Insurance Guaranteed Monthly Income Plan, is a non-participating traditional insurance policy that offers guaranteed investment benefits. Not just that, the guaranteed benefit in this plan is designed in a way that it gives you a guaranteed monthly income for a defined number of years.

The proposition of guaranteed income looks attractive, but there is one major pitfall with long-term guaranteed products and that’s the rate of investment return. Read on about the product to understand why.

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