Ten years ago, Mumbai-based Shashank Kulkarni was grappling with the emotional and financial challenges of his father’s cancer treatment when he got another blow. He was himself diagnosed with colorectal cancer in 2008. “The Rs 5 lakh group health insurance cover provided by my employer came to my rescue,” he says.
The combined bill for treating both father and son was around Rs 10 lakh, but as luck would have it, they underwent treatment in different financial years so the annual limi ..