Post the sharp correction of 5% in October and concerns over NBFCs, IL&FS downgrade, trade wars and selloff in global capital markets, wealth managers believe it is a good time to accumulate equity mutual funds. However, with the elections round the corner, wealth managers believe investors should use a staggered approach to invest in equity mutual funds with a large-cap bias over the next one year. Here are five funds, that have returned above 12% for investors using the SIP route to invest.