Underperformance by a mutual fund may not be the only reason to stop SIPs. Here’s why you should quit despite the fund performing well.
1. You need to rebalance your portfolio
If you are rebalancing your portfolio, it may be reason enough to dump some funds and opt for others that are in sync with your goals. The triggers for rebalancing could be many. For instance, you may need to alter the risk profi le of your portfolio due to age, say, when you are approaching y ..