Most investment experts – financial planners, mutual fund advisors, etc – would ask you to invest in equity mutual funds to create a retirement corpus. They would also ask you to start shifting the money from equity schemes a few years before your retirement. Now, the big question is: why and when exactly should you start shifting money from equity mutual fund schemes? Also, where should you transfer the money from equity mutual fund schemes?
First, as you would have guessed, it is not ..