If I already have a health insurance plan from an insurer, is it compulsory to buy the top-up from the same insurer or can I buy from another insurer? Which will work better?
—Kritika Anand
It is not compulsory to have the same insurer for the top-up and the base plans. Most people have different insurers for these plans. Once a claim is settled by the base plan, papers can be filed with the top-up insurer. Insurers follow this process routinely.
