Health insurance is important because, perhaps, it is the only efficient tool to battle the rising cost of medical care.
There are more than 25 non-life companies that offer health insurance products.
Your first policy is an indemnity product that pays for hospitalisation expenses, but before buying it, you should consider some options to make sure you are able to keep your costs down while ensuring proper cover. We tell you how you can make use of a floater policy and top-up plans to your advantage.