The cost of treatment in private healthcare sector is very high, especially when a person gets admitted to a private hospital. Moreover, the rate of inflation in the healthcare industry is also very high, which makes health insurance a must for people.
While the cost may not be a matter of concern for the wealthy people, but that is not the case with the poor. Thankfully, the Ayushman Bharat scheme has been launched to provide Rs 5 lakh insurance cover to the poor. But, with no such cover, middle class people have no choice, but to take healthcare policies to bear the exorbitant expenditure at the time of hospitalisation, or put their employment at risk to stand in long ques of government hospitals time and again.
