FMP or fixed maturity plan investors have been lulled into complacency for over a decade, with their investments redeemed on time, and with reasonable returns; the FMP defaults during the 2008 financial crisis, became a distant memory. Come financial year end in March, asset management companies launch a flurry of schemes enticing investors with “double indexation” benefit. March 2019 was no different with many FMPs floated by mutual funds.