The Nifty 50 is down by about 15 per cent year-till-date (YTD) while the 3-year return is just about 6 per cent. For an equity market investor, who has been investing for quite some time now, the performance of the mutual fund portfolio may not paint a lively picture either.
In the middle of the COVID-19 pandemic, with corporate earnings looking to be lower than before, equity investors, including mutual fund investors, may be concerned about their current portfolio. Even those who have their SIPs in equity funds may be considering to stop their future SIPs or even exiting from them. But, should they do that? “No, SIP should not be stopped by a mutual fund investor. Rather, the SIP amount should be increased as investors who invest in volatile times will generate much better risk-adjusted returns in the future,” says Amit Jain, Co-founder & CEO, Ashika Wealth Advisors.
