IRDAI , the Insurance Regulator has allowed life insurers to obtain the customer’s consent without requiring wet signature on the hard copy of the proposal form. They can send the completed proposal form to the customer's registered e-mail ID or mobile number in the form of an e-mail or a message with a link. Once the electronic form is received, the customer can give his or her consent by clicking the confirmation link or by validating the OTP shared.
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