As 2020 winds to a close, there are mild reasons to cheer. Despite being volatile, equities have had a spectacular run over the past 7-8 months. Falling interest rates and bond yields made liquid funds and small saving instruments less attractive. And after a strong rally in the first seven months, gold prices have fallen. The US stock indices continued to rise, though most experts said that valuations were stretched. So, how is investing going to change in 2021 and what are the factors you should watch out for?
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