Covid survivors may face rejection or hurdles for their life insurance proposals if proved unfit after an insurer-imposed, three-month waiting period. These restrictions are stringent for Covid survivors above the age of 60.
In low-risk cases, an additional 20-30% premium will be charged to those reporting permanent organ damage. “Applicants with medical history will be treated differently, like those with co-morbidity. Such people are already treated as sub-standard life categories. I ..
