News From Press Term insurance is not needed for people with no dependents

Term insurance is not needed for people with no dependents

Source: Mint May 14, 2021

The purpose of term insurance is to leave an estate for your dependents after death. Term insurance carries no survival benefits, so it’s not a must-buy product for someone with no dependents. If you already have a basic term insurance cover from your employer, you do not need to buy a separate individual plan.

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